---
title: "Lease Calculator — US Money Factor, UK PCP Monthly Payment"
description: "Calculate monthly car lease payment. US lease uses money factor and residual value. UK PCP uses APR and Guaranteed Future Value. Free, no ads."
url: "https://worldcalculators.org/calculators/lease/"
canonical: "https://worldcalculators.org/calculators/lease/"
---

# Lease Calculator

Calculate monthly car lease payment. US lease uses money factor and residual value. UK PCP uses APR and Guaranteed Future Value. Free, no ads.

## Quick answer

Monthly lease = Depreciation Fee + Finance Charge. Money Factor × 2400 = APR equivalent. $45K car, $27K residual, MF 0.00125 (3% APR), 36 months: ~$600/month. UK PCP on £35K car, 10% deposit, 7.9% APR, 48 months: ~£420/month (+ optional balloon).

Source: https://worldcalculators.org/calculators/lease/
Markdown mirror of the HTML page. Prefer this URL for RAG; the interactive calculator still lives on the HTML page.