---
title: "FD Calculator India — Fixed Deposit Maturity 2026 (SBI, HDFC, ICICI)"
description: "Calculate Fixed Deposit maturity for SBI (6.8–7%), HDFC (7.15%), ICICI, Axis, Post Office. Quarterly compounding, senior citizen +0.5%, simple vs compound interest."
url: "https://worldcalculators.org/in/fd-calculator/"
canonical: "https://worldcalculators.org/in/fd-calculator/"
---

# FD Calculator India

Calculate Fixed Deposit maturity for SBI (6.8–7%), HDFC (7.15%), ICICI, Axis, Post Office. Quarterly compounding, senior citizen +0.5%, simple vs compound interest.

## Quick answer

₹1 lakh at 7% for 3 years (quarterly compounding) → Maturity: ₹1,23,144 (interest: ₹23,144). Senior citizens get +0.5% = ₹23,835 interest. Post Office 5-year FD at 7.50% on ₹1 lakh → ₹1,44,995. FD interest is taxable — add to income at your slab rate. TDS applies if annual interest >₹40,000.

Source: https://worldcalculators.org/in/fd-calculator/
Markdown mirror of the HTML page. Prefer this URL for RAG; the interactive calculator still lives on the HTML page.