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US Paycheck Calculator

Federal income tax · Social Security · Medicare · 2026 brackets

Paycheck estimator

2026 · live as you type
$

Nine states levy no wage income tax. Everywhere else adds a state layer we do not compute. Picking a state only tells you what this federal estimate is missing.

$50,390
Per Year take-home pay
$50,390/year · 84.0% of gross
Federal Income Tax
$5,020(8.4%)
Social Security (6.2%)
$3,720(6.2%)
Medicare (1.45%)
$870(1.5%)
Take-Home Pay
$50,390(84.0%)
Based on $60,000 annual gross. Uses 2026 federal brackets with $16,100 standard deduction. SS capped at $184,500. State income tax not included.

  1. 1
    Convert pay period to annual gross
    $60,000 × 1 (Per Year)
    Annual gross = $60,000
  2. 2
    Federal Income Tax
    $60,000 × 8.37%
    $5,020/year
  3. 3
    Social Security (6.2%)
    $60,000 × 6.20%
    $3,720/year
  4. 4
    Medicare (1.45%)
    $60,000 × 1.45%
    $870/year
  5. 5
    Calculate take-home pay
    $60,000 − $9,610 deductions
    $50,390/year (84.0% of gross)

2026 US Federal Tax Brackets (Taxable Income)

Rate Single Filer Married Filing Jointly
10% $0 – $12,400 $0 – $24,800
12% $12,401 – $50,400 $24,801 – $100,800
22% $50,401 – $105,700 $100,801 – $211,400
24% $105,701 – $201,775 $211,401 – $403,550
32% $201,776 – $256,225 $403,551 – $512,450
35% $256,226 – $640,600 $512,451 – $768,700
37% Over $640,600 Over $768,700

These are marginal rates on taxable income (after standard deduction). Standard deduction: $16,100 (single) / $32,200 (married, 2026).

Understanding Your US Paycheck Deductions

Federal Income Tax
10–37%

Progressive brackets. The 2026 standard deduction of $16,100 (single) or $32,200 (married) reduces your taxable income first.

Social Security
6.2%

Capped at $184,500 wage base for 2026. Funds Social Security retirement benefits. Your employer also pays 6.2%.

Medicare
1.45%

No wage cap — applies to all earnings. Plus 0.9% additional Medicare tax on wages over $200,000. Funds Medicare health insurance for seniors.

US Take-Home Pay Examples (Single Filer, 2026)
Annual Salary Federal Tax SS + Medicare Take-Home/yr Take-Home/mo
$30,000 $1,420 (4.7%) $2,295 $26,285 $2,190
$50,000 $3,820 (7.6%) $3,825 $42,355 $3,530
$75,000 $7,670 (10.2%) $5,738 $61,593 $5,133
$100,000 $13,170 (13.2%) $7,650 $79,180 $6,598
$150,000 $24,734 (16.5%) $11,475 $113,791 $9,483
$200,000 $36,734 (18.4%) $14,339 $148,927 $12,411