🇺🇸
US Paycheck Calculator
Federal income tax · Social Security · Medicare · 2026 brackets
$
2026 US Federal Tax Brackets (Taxable Income)
| Rate | Single Filer | Married Filing Jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 |
| 22% | $50,401 – $105,700 | $100,801 – $211,400 |
| 24% | $105,701 – $201,775 | $211,401 – $403,550 |
| 32% | $201,776 – $256,225 | $403,551 – $512,450 |
| 35% | $256,226 – $640,600 | $512,451 – $768,700 |
| 37% | Over $640,600 | Over $768,700 |
These are marginal rates on taxable income (after standard deduction). Standard deduction: $16,100 (single) / $32,200 (married, 2026).
Understanding Your US Paycheck Deductions
Federal Income Tax
10–37%
Progressive brackets. The 2026 standard deduction of $16,100 (single) or $32,200 (married) reduces your taxable income first.
Social Security
6.2%
Capped at $184,500 wage base for 2026. Funds Social Security retirement benefits. Your employer also pays 6.2%.
Medicare
1.45%
No wage cap — applies to all earnings. Plus 0.9% additional Medicare tax on wages over $200,000. Funds Medicare health insurance for seniors.
| Annual Salary | Federal Tax | SS + Medicare | Take-Home/yr | Take-Home/mo |
|---|---|---|---|---|
| $30,000 | $1,420 (4.7%) | $2,295 | $26,285 | $2,190 |
| $50,000 | $3,820 (7.6%) | $3,825 | $42,355 | $3,530 |
| $75,000 | $7,670 (10.2%) | $5,738 | $61,593 | $5,133 |
| $100,000 | $13,170 (13.2%) | $7,650 | $79,180 | $6,598 |
| $150,000 | $24,734 (16.5%) | $11,475 | $113,791 | $9,483 |
| $200,000 | $36,734 (18.4%) | $14,339 | $148,927 | $12,411 |