What is this income tax calculator?
It is a browser-side estimator of statutory income tax plus employee social contributions using published 2026 / 2026/27 / 2026–27 rates. It answers “what is left after the national layer?” — not “what will my accountant file?” That is the same job as a field briefing: the number you can act on tonight, with the caveats written next to it.
Use it to compare an offer, sanity-check a payslip, or see why a UK letter and a US letter quoting the same numeral are not the same take-home. Do not use it for estimated payments, self-assessment, or state/provincial returns. Those need IRS Publication 15-T, HMRC, CRA, ATO, BZSt, or the Income Tax Department — linked in Sources.
What does $75,000 look like after tax?
The same numeral in six local currencies — not converted. US figures are single filing, federal + FICA. Canada is federal + CPP + EI. Germany is Steuerklasse I, childless.
| Country | Gross | Tax + social | Take-home | Effective | Monthly |
|---|---|---|---|---|---|
| 🇺🇸 US | $75,000 | $13,408 | $61,593 | 17.9% | $5,133 |
| 🇬🇧 UK | £75,000 | £20,943 | £54,057 | 27.9% | £4,505 |
| 🇨🇦 Canada | CA$75,000 | CA$14,621 | CA$60,379 | 19.5% | CA$5,032 |
| 🇦🇺 Australia | A$75,000 | A$14,520 | A$60,480 | 19.4% | A$5,040 |
| 🇩🇪 Germany | €75,000 | €29,836 | €45,164 | 39.8% | €3,764 |
| 🇮🇳 India | ₹75,000 | ₹0 | ₹75,000 | 0.0% | ₹6,250 |
India ₹75,000 is a low annual CTC in that system — open the dedicated India calculator for lakh-scale salaries and old vs new regime. Super in Australia is on top of A$ take-home, not inside it.
How do you calculate income tax?
- Start with annual gross — contract pay before deductions. Convert monthly or weekly figures first.
- Subtract the tax-free amount — US standard deduction, UK personal allowance, Canada BPA, Australia tax-free threshold, German Grundfreibetrag, India standard deduction (new regime).
- Apply each bracket only to the slice inside it. A 37% top rate does not mean 37% of all income.
- Add employee social contributions where they exist (FICA, NI, CPP/EI, Medicare levy, German SV).
- Effective rate = that total ÷ gross. Monthly net = annual net ÷ 12.
How does income tax work in each country?
How is US federal income tax calculated?
Tax applies to income above the 2026 standard deduction ($16,100 single, $32,200 married filing jointly). States add 0% (Texas, Florida, Washington) up to 13.3% (California). Employee FICA is 6.2% Social Security up to $184,500 plus 1.45% Medicare (extra 0.9% above $200,000). This page does not model state tax, 401(k), or health premiums — use the paycheck calculator for pay-period views and the US paycheck page for a US-first layout.
How is UK income tax and National Insurance calculated?
England, Wales and Northern Ireland (2026/27): £12,570 personal allowance (tapered £1 per £2 above £100,000), then 20% / 40% / 45%. NI is a second tax: 8% then 2%. Scotland uses different bands and is not modelled. Student loans and salary-sacrifice pensions are excluded — see the UK take-home calculator.
How much income tax do you pay in Canada?
Federal tax (2026) plus provincial/territorial tax. Combined marginal rates in Ontario or Quebec can exceed 50% at the top. The basic personal amount is CA$16,452. This estimator includes employee CPP and EI and excludes provincial tax — add roughly 5–25% depending on province. Country hub: Canada calculators.
What is the Australian income tax rate?
Resident rates for 2026–27 include a tax-free threshold of A$18,200 and a 2% Medicare levy for most taxpayers above the low-income threshold. Employer superannuation (12%) is paid on top of salary and is not taken from take-home in this tool. See Australia calculators.
How does German Einkommensteuer work?
Progressive formula tax after the Grundfreibetrag (12.348 EUR in 2026 (Veranlagungszeitraum)), plus employee pension, unemployment, health and care insurance. Modelled as Steuerklasse I, childless. Church tax (Kirchensteuer) is excluded. German-language BMI and other tools live under Germany pages.
How is India new-regime income tax calculated?
FY 2026-27 (AY 2027-28) new regime: salaried standard deduction, slab rates, Section 87A rebate, marginal relief, and 4% health and education cess. Old-regime 80C/HRA is not modelled here. For old vs new and lakh-scale CTC use the India income tax calculator.
How do US, UK and Canada tax systems differ?
Progressive brackets everywhere; the free slice, social layer, and local add-on are what change.
| Feature | 🇺🇸 US | 🇬🇧 UK | 🇨🇦 Canada | 🇦🇺 AU | 🇩🇪 DE | 🇮🇳 IN |
|---|---|---|---|---|---|---|
| Tax-free slice | $16,100 std. ded. | £12,570 PA | CA$16,452 BPA | A$18,200 | 12.348 EUR | Std. deduction (new regime) |
| Top national rate | 37% | 45% (+2% NI) | 33% federal | 45% | 45% | 30% + 4% cess |
| Local income tax | State 0–13.3% | No (Scotland differs) | Provincial 5–26% | No | Church tax optional | No (surcharge on tax) |
| Employee social | FICA ~7.65% | NI 8% then 2% | CPP + EI | Medicare 2% | SV (pension/health/etc.) | Not modelled separately |
| Consumption tax | State sales tax | 20% VAT | GST/HST 5–15% | 10% GST | 19% MwSt | GST 5–18% |
What is tax freedom day?
If your combined effective rate is e, tax freedom day is day number round(e × 365) of the year. At 17.9% on the US $75,000 example, that is early March. Think-tanks publish national averages using different tax baskets (VAT, corporate tax). Ours is only the employee income-tax-plus-social rate this engine computes — comparable across the six countries on the same numeral, not a cost-of-living score.