What is the average net worth by country?

According to official statistics: US median household net worth (2022 Fed Survey): ~$192,700. UK median household wealth (ONS 2022): ~£302,500. Australia median household wealth (ABS 2019-20): ~$578,000 AUD. Germany median household wealth (Bundesbank 2021): ~€105,400. Note: mean values are much higher due to wealth concentration at the top.

How do I calculate my net worth?

Net worth = Total assets minus total liabilities. Assets include: savings, investments, property value, retirement accounts, vehicle value. Liabilities include: mortgage balance, car loans, student loans, credit card debt. If the result is positive, you have positive net worth; if negative, you owe more than you own.

Net Worth Calculator

Your net worth is the single most important financial number: everything you own minus everything you owe. Track it over time to measure real financial progress.

Quick Answer

Net worth = total assets − total liabilities. Assets include savings, investments, property and pensions; liabilities include mortgages, loans and credit card debt. When comparing yourself to benchmarks, use the median (the midpoint) rather than the mean, which a small number of very wealthy households pushes far higher.

📊 Median US household net worth (2022): ~$192,700 (Fed). UK: ~£302,500 (ONS). Australia: ~$578,000 AUD (ABS).

💚 Assets

🔴 Liabilities

Median Net Worth by Country

Median net worth is the point where half the population has more and half has less. It's more useful than the mean (average) because a handful of billionaires can dramatically skew averages upward.

Country	Median Net Worth	Mean Net Worth	Source
🇺🇸 United States	$192,700	$1,063,700	Federal Reserve (2022)
🇬🇧 United Kingdom	£302,500	~£500,000	ONS Wealth Survey (2022)
🇦🇺 Australia	$578,000 AUD	$1,059,000 AUD	ABS (2019-20)
🇨🇦 Canada	$489,700 CAD	$1,121,300 CAD	Statistics Canada (2019)
🇩🇪 Germany	€105,400	~€316,500	Bundesbank (2021)

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Sources & Methodology

Net worth equals total assets minus total liabilities. Median benchmark figures are drawn from official national statistical agencies and central banks, which measure household wealth on different cycles.

Standards and figures reviewed 2026.