🇬🇧 UK · 2026/27 tax year
£20,000 after tax — UK take-home pay 2026/27
A £20,000 salary in the UK leaves £17,920 a year after tax and National Insurance in 2026/27 — about £1,493 a month or £345 a week. Total deductions are £2,080 (£1,486 income tax + £594 NI), an effective rate of 10.4%.
| Line | Yearly | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £20,000 | £1,667 | £385 |
| Income tax | −£1,486 | −£124 | −£29 |
| National Insurance | −£594 | −£50 | −£11 |
| Take-home pay | £17,920 | £1,493 | £345 |
What this means in practice
Of every £100 you earn at this level, you keep £90. You are a basic-rate taxpayer: each extra £1 loses 28p to tax and NI combined. Compare this salary in Germany or India.
Common questions
Is £20,000 a year a good salary in the UK? +
It depends on region and household, but for context the UK median full-time salary is around £37,000–£38,000. £20,000 is below that, and after tax it provides £1,493 a month in 2026/27 (England, Wales & NI).
How much tax do I pay on £20,000? +
Income tax of £1,486 plus £594 employee National Insurance — 10.4% of your gross salary in total deductions for 2026/27.
What is £20,000 a year per hour? +
Assuming a 37.5-hour week, £20,000 gross is about £10.26 an hour before tax, or roughly £9.19 an hour after tax and NI.